MPI is a type of insurance that ensures your mortgage payments are taken care of if you die before the mortgage is fully paid. Some MPI policies also cover situations like job loss or disability temporarily.

Investing always involves some level of risk, whether you're looking to make big gains by taking bigger risks or you want to keep things safe and protect your investments. It’s important to know the risk level of different types of investments and think about how they fit with your age, financial goals, and available resources.